ICSNEWLevel 1 and Level 2 texts5. Capital requirement – the standard method5.4. Credit riskindex5.4. Credit risk 5.4.1 Calculation of the Credit risk charge5.4.2 Recognition of collateral, guarantees and credit derivatives5.4.3 Use of external credit ratingsLast updated on: June 13, 20255.3.7 Asset Concentration risk5.4.2 Recognition of collateral, guarantees and credit derivatives